803-487-3585
Health Insurance Solutions
  • Home
  • SERVICES
    • Medicare Solutions >
      • What is Medicare?
      • 13 Things To Know About Medicare Advantage
      • Save on Drug Costs
      • What is Medicare Supplement Insurance (Medigap)?
      • How to get drug coverage
    • Health Insurance Under 65
    • LIFE INSURANCE >
      • What kind do I need?
      • How much do I need?
  • ABOUT US
    • Steve and Kristin Heaberlin
    • Testimonials
    • Terms & Conditions
    • Privacy Policy
    • Refer A Friend
  • Contact Us
  • Home
  • SERVICES
    • Medicare Solutions >
      • What is Medicare?
      • 13 Things To Know About Medicare Advantage
      • Save on Drug Costs
      • What is Medicare Supplement Insurance (Medigap)?
      • How to get drug coverage
    • Health Insurance Under 65
    • LIFE INSURANCE >
      • What kind do I need?
      • How much do I need?
  • ABOUT US
    • Steve and Kristin Heaberlin
    • Testimonials
    • Terms & Conditions
    • Privacy Policy
    • Refer A Friend
  • Contact Us
Picture

H​ow to get drug coverage

Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan (Part D) when you're first eligible, or if you decide not to join a Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plan that offers Medicare prescription drug coverage, you'll likely pay a late enrollment penalty unless you have other creditable prescription drug coverage, or you get Extra Help.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.
2 ways to get drug coverage
1.   Medicare Prescription Drug Plan (Part D). These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
2.  Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plan that offers Medicare prescription drug coverage. You get all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” You must have Part A and Part B to join a Medicare Advantage Plan
 
Joining a Medicare drug plan may affect your Medicare Advantage Plan
If your Medicare Advantage Plan (Part C) includes prescription drug coverage and you join a Medicare Prescription Drug Plan (Part D), you'll be disenrolled from your Medicare Advantage Plan and returned to Original Medicare.

​Information obtained from www.medicare.gov
By contacting the phone number on this website you will be directed to a licensed agent.


​Have Medicare Questions?

What is Medicare

​13 things to know about Medicare Advantage Plans


What is Medicare Supplement Insurance (Medigap)

How to get drug coverage


Save on drug costs

    ASK US A QUESTION

Submit
Picture
Picture
 Office 
1576 Ebenezer Rd.

Rock Hill, SC 29732

General Office Hours 
             9 a.m. - 4 p.m.               
Walk-ins Welcome
Best to call first
​Available as late as 6 pm.
             by Appointment.                   
We also do house calls
for those with special needs!!!

803-487-3585
or 
​803-203-8199
 Steve Heaberlin  -Licensed Agent / Director   
Kristin Heaberlin - Licensed  Agent / Adminstrion  

Gina Bramblett - Office Manager / Customer Service

​


​

Trusted Health Insurance Solutions, is not connected or endorsed by the U.S. Government or by the Federal Medicare Program.  Thou they are trained and certified to assist with Altrua enrollments, they are not employed by Altrua.
© Copyrights 2015 Trusted Health Insurance Solutions. All Rights Reserved.    Privacy Policy  and Terms & Conditions.  Altrua Disclaimer and Legal Notices
Updated 5/28/2016