803-487-3585
Health Insurance Solutions
  • Home
  • SERVICES
    • Medicare Solutions >
      • What is Medicare?
      • 13 Things To Know About Medicare Advantage
      • Save on Drug Costs
      • What is Medicare Supplement Insurance (Medigap)?
      • How to get drug coverage
    • Health Insurance Under 65
    • LIFE INSURANCE >
      • What kind do I need?
      • How much do I need?
  • ABOUT US
    • Steve and Kristin Heaberlin
    • Testimonials
    • Terms & Conditions
    • Privacy Policy
    • Refer A Friend
  • Contact Us
  • Home
  • SERVICES
    • Medicare Solutions >
      • What is Medicare?
      • 13 Things To Know About Medicare Advantage
      • Save on Drug Costs
      • What is Medicare Supplement Insurance (Medigap)?
      • How to get drug coverage
    • Health Insurance Under 65
    • LIFE INSURANCE >
      • What kind do I need?
      • How much do I need?
  • ABOUT US
    • Steve and Kristin Heaberlin
    • Testimonials
    • Terms & Conditions
    • Privacy Policy
    • Refer A Friend
  • Contact Us
Picture

Save on Drug Cost

​If you meet certain income and resource limits, you may qualify for Extra Help from Medicare to pay the costs of Medicare prescription drug coverage. 
In 2016, costs are no more than $2.95 for each generic/$7.40 for each brand-name covered drug.
Other people pay only a portion of their Medicare drug plan premiums and deductibles based on their income level. 
In 2016, you may qualify if you have up to $17,820 in yearly income ($24,030 for a married couple) and up to $13,640 in resources ($27,250 for a married couple).
If you don't qualify for Extra Help, your state may have programs that can help pay your prescription drug costs. Contact your Medicaid office or your State Health Insurance Assistance Program (SHIP) for more information. Remember, you can reapply for Extra Help at any time if your income and resources change.
Countable resources include:
·        Money in a checking or savings account
·        Stocks
·        Bonds
Countable resources don't include:
·        Your home
·        One car
·        Burial plot
·        Up to $1,500 for burial expenses if you have put that money                  aside
·        Furniture
·        Other household and personal items
·         
Some people automatically qualify for Extra Help
You automatically qualify for Extra Help if you have Medicare and meet any of these conditions:
·        Have full Medicaid coverage
·        Get help from your state Medicaid program paying your Part B premiums (in a Medicare Savings Programs)
·        Get Supplemental Security Income (SSI) benefits
Even if you automatically qualify this year, you may not qualify for Extra Help next year if changes in your income or resources cause you no longer to qualify for one of the programs listed above. You’ll get a notice (on grey paper) by the end of September if you no longer automatically qualify. Even if you get this notice, you may still qualify, but you need to apply to find out.
·        If your copayment amounts change for 2017, you'll get a notice (on orange paper) in the mail in early October with the new amounts.
·        If you don't get a notice from Medicare, you'll get the same level of Extra Help that you got for last year.
Paying the right amount
If you’re not sure if you're paying the right amount, call your drug plan. Your plan may ask you to give information to help them check the level of Extra Help you should get. Get your plan's contact information from a Personalized Search (under General Search), or search by plan name.
Can I get money back if I've been paying too much?
If you aren't already enrolled in a Medicare drug plan and paid for prescriptions since you qualified for Extra Help, you may be able to get back part of what you paid. Keep your receipts, and call your plan. Or, you can contact Medicare's Limited Income Newly Eligible Transition (NET) Program at 1-800-783-1307 for more information. TTY users should call 711.
Other ways to lower your prescription drug costs
·        Look into generic drugs. Ask your doctor if there are generics              that will work as well as your current brand-name drugs.
·        Ask your doctor about less expensive brand-name drugs.
·        Consider using mail-order pharmacies.
·        Use the Medicare Plan Finder to compare Medicare drug plans to          find a plan with lower costs.
·        Find out if your state offers help paying for drug costs.
·        Find out if the company that makes your drug offers help                      paying for it.


​Information obtained from www.medicare.gov
By contacting the phone number on this website you will be directed to a licensed agent.


Medicare Questions?

What is Medicare

​13 things to know about Medicare Advantage Plans


What is Medicare Supplement Insurance (Medigap)

How to get drug coverage


Save on drug costs

    ASK US A QUESTION

Submit
Picture
Picture
 Office 
1576 Ebenezer Rd.

Rock Hill, SC 29732

General Office Hours 
             9 a.m. - 4 p.m.               
Walk-ins Welcome
Best to call first
​Available as late as 6 pm.
             by Appointment.                   
We also do house calls
for those with special needs!!!

803-487-3585
or 
​803-203-8199
 Steve Heaberlin  -Licensed Agent / Director   
Kristin Heaberlin - Licensed  Agent / Adminstrion  

Gina Bramblett - Office Manager / Customer Service

​


​

Trusted Health Insurance Solutions, is not connected or endorsed by the U.S. Government or by the Federal Medicare Program.  Thou they are trained and certified to assist with Altrua enrollments, they are not employed by Altrua.
© Copyrights 2015 Trusted Health Insurance Solutions. All Rights Reserved.    Privacy Policy  and Terms & Conditions.  Altrua Disclaimer and Legal Notices
Updated 5/28/2016